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From Earning to Investing money, all you need to know, here

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Earn money, create Budget, Save money, Invest & Grow

ABOUT IWS

personal finance blog with a focus on helping you earn & save money and build your credit and stock market. We ocour the world to bring you extraordinary, unusual, yet practical ways of making and saving more of that all-important dough!

This is not get-rich-quick site!

This is a blog of us who want a better financial life

A blog for those of us who want to use our skills, knowledge and time as money making tools so we can get a side hustle going.

Make some extra money is our free time, save a little more what we already have, pay off debt, and everything else that makes life easier and less stressful

Our free (practical) money tips include:

Work at home

Unusual ways making money online

Practical ways of saving money at home, online, in stores & everywhere else

Cash sites

Real freebies and samples

great deals and discount

how to manage your credit

ideal tips on money management (and how to get more)

IF IT CAN GROW & SAVE YOU MONEY IWORTHSAVING.COM WILL FIND IT FOR YOU

BEST OF IWORTHSAVING

To make it easier for you to get started, we have gathered the best of iworthsaving from

of our most popular categories. Read these first then scroll down to find and read our latest post

EARN MONEY

Legit Ways to Make Money Online in 2019

There are tons of sites that pay you

70 Ways to Make Money in College

SAVE MONEY

PERSONAL FINANCE

What to Keep When Downsizing

5 tips for more energy efficient home

101 Apps that Save You Money

7 thinks you can downsizing

Easy ways to track your budget

Credit/Debt

Investing

Building wealth on any income

Our latest post

Saving money doesn’t have to be so hard. It just takes practice.

Legit Ways to Make Money Online in 2019

We can’t all get a second or part-time job to make more money.

For those who can, it’s great!

But what about the rest of us?

The good news is, we have options, too!

Thanks to the internet, there are many legit ways to make money from home with less or no fee to start.

There are tons of sites that pay you to blog, play games, take surveys, read emails and even watch ads.

So, for those of us looking to earn extra money online, these sites offer a great opportunity to do that without getting another full-time or even part-time job.

The good news is that you don’t have to put a lot of time into generating a spot of spending cash.

101 Apps that Save You Money (That Actually Work!)

Want to save more money?

Maybe you’re saving to go on vacation.

Or maybe you want to pay down any debts you may have.

Whatever the reason, if you’re looking to save, then you might want to check out the apps in the list below.

Personal Finance

for a lot of us, just hearing the phrase “personal finance” or “money management” is enough to make us run for the hills.

Unfortunately most personal finance blogs and books make PF much more complicated than it should be.

Sure, knowing how to manage your money is crucial if you want to live a less stressful life.

But financial jargon makes PF so intimidating that most of us give up trying to understand it.

And that explain why so many of us have thousands of dollar in credit card debt, don’t even have $ saved up for the rainy day, fall behind on our mortgage and other loans, living paycheck to paycheck…

but managing your money doesn’t have to be complicates. What finally broke it down for me and helped me to truly understand (for the first time) what this all means, was simple math equation.

Earn more + spend less +save more = better financial life

Make more than you spend.

Spend less than you make.

Save as much as you can,

off course, that’s easier said than done

To achieve all of that you need a plan….

A financial plan

Whether your goals is to become debt free, increase your overall net worth, retire early, pay off credit cards or college loans. Or simply to manage your money better, you need a plan to action. Here is one that makes it extremely easy to get started:

create a budget

To manage your money better, the first thing you need to do is manage your budget. You have to know what you’ve got – how much you make, how much you save, how much debt you have, etc.

Once you have an overall picture of you financial life ) how much money and where it comes from vs how much money and where it goes to) you can start making changes. You can document everything on a piece of paper. Or use digital spreadsheet or even your favorite app.

Set up goals

Once you knew what you’re dealing with, you can set up goals. These goals can be short (pay off small credit card debt), medium (save $2000 for a car down payment) or long-term (become debt free). For beginners, setting up small, attainable goals is recommend. Why?

Because accomplishing short term, small goals, are easier. They can give you a boost of confidence and motivate you to keep going. Use small goals as stepping stones for reaching bigger goals

Create a plan

The “plan” is your blueprint, your :how-to”, for reaching your goals. For example, for the “save $2000 for a car down payment” goal. You have to save $200 a month for 10 months. But with your current income – a part time job, a side gig. That becomes your specific plan for achieving that specific goal. Now go thought every goal you set up & create a detailed, step plan for each one.

Take action

You can palm until the cows come home, but if you dont put them into action, your goals are just that…goals! You made a budget lists, created goals, and figure out what you need to do to achieve your goals. Now its time to do the work.

Following our example, you ’de need to put $200 a month, aside for that car down payment. This has to be done no matter, cut down on your internment expenses or give up daily Starbucks coffee

Life is crazy., things don’t always go as planned. Things can and will go wrong – the air conditioning unit stops working, the car breaks down, you get sick, the roof starts leaking – that’s life. Things happen! You can either let it ruin your plan and goals, or you can do the right thing for your financial life. Which is to reassess your situation and make necessary adjustment so you can keep going. Needless to say, if you want to reach your financial goals, you need the second choice.