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The 30-day rule is a simple method to control impulse spending. Here's how it works: Whenever you feel the urge to splurge — whether it's for new shoes, a new videogame, or a new car — force yourself to stop. If you're already holding the item, put it back

Budgeting your money using the "50/20/30" rule. ... According to the 50/30/20 rule, you should divide your money into three categories upon receiving a paycheck: your essential needs, savings and debts, and wants.

1. Be Realistic About Your Budget. ...

2. Differentiate Between “Needs” And “Wants” In Your Budget. ...

3. Include A Miscellaneous Category In Your Budget. ...

4. Include Savings As An “Expense” In Your Budget. ...

5. Align Your Budget With Your Goals And Values. ...

6. Keep All Of Your Bills and Receipts Organized.

7. Change Your Television Service. ...

8. Look at Your Food Bill. ...

9. Take Advantage of Online Deals. ...

10. Cut Every Category Just a Little Bit. ...

11. Find a Way to Cut Back on Big Expenses. ...

12. Switch to Cash for Your Daily Expenses. ...

13. Work on Paying off Your Debt.